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Premium Money Market Savings

Our Premium Money Market Savings account offers interest rates on a transactional savings account while still enjoying convenience. This account requires an opening deposit of $25,000.00 and earns interest at any balance up to $999,999.00.

Earn up to

4.25% APY1

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Our Premium Money Market Savings account offers interest rates on a transactional savings account while still enjoying convenience. This account requires an opening deposit of $25,000.00 and earns interest at any balance up to $999,999.00.

Earn up to

4.10% APY1

Find a Banker

Certificate of Deposit (CDs)

Lock up your savings! Maybe you are saving for a down payment on your next home or are planning a dream vacation. With a Certificate of Deposit, your money can earn more interest than it would in a regular savings account.

Earn up to

4.75% APY2 on an 11 Month CD up to $1,000,000.00 per customer

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Start saving today for a better tomorrow with our full suite of savings options.

1Eligibility Requirements: This offer is for new money transferred from an external bank account into Arizona Bank & Trust, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from an Arizona Bank & Trust, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Existing Premium Money Market Account Customers: Existing Premium Money Market account customers are only eligible for the promotional rate by seeing an Arizona Bank & Trust, a division of HTLF Bank banker and making a deposit of new money of at least $24,999.01 into the existing Premium Money Market account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances 0.20% interest rate and 0.20% APY on balances $0.01 to $24,999.00. 4.17% interest rate and 4.25% APY on balances of $24,999.01 to $99,999.00. 4.17% interest rate and 4.25% APY on balances $99,999.01 to $499,999.00. 4.17% interest rate and 4.25% APY on balances of $499,999.01 to $999,999.00. 1.24% interest rate and 1.25% APY on balances of $999,999.01 to $4,999,999.00. 1.49% interest rate and 1.50% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: : This offer is for new money transferred from an external bank account into Bank of Blue Valley, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from Bank of Blue Valley, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances: 0.10% interest rate and 0.10% APY on balances $0.01 to $24,999.00. 4.03% interest rate and 4.10% APY on balances of $24,999.01 to $99,999.00. 4.03% interest rate and 4.10% APY on balances $99,999.01 to $499,999.00. 4.03% interest rate and 4.10% APY on balances of $499,999.01 to $999,999.00. 1.74% interest rate and 1.75% APY on balances of $999,999.01 to $4,999,999.00. 1.74% interest rate and 1.75% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer is for new money transferred from an external bank account into Citywide Banks, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from a Citywide Banks, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Existing Premium Money Market Account Customers: Existing Premium Money Market account customers are only eligible for the promotional rate by seeing a Citywide Banks, a division of HTLF Bank banker and making a deposit of new money of at least $24,999.01 into the existing Premium Money Market account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances: 0.01% interest rate and 0.01% APY on balances $0.01 to $24,999.00. 4.17% interest rate and 4.25% APY on balances of $24,999.01 to $99,999.00. 4.17% interest rate and 4.25% APY on balances $99,999.01 to $499,999.00. 4.17% interest rate and 4.25% APY on balances of $499,999.01 to $999,999.00. 1.24% interest rate and 1.25% APY on balances of $999,999.01 to $4,999,999.00. 1.49% interest rate and 1.50% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer is for new money transferred from an external bank account into First Bank and Trust, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from First Bank and Trust, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances: 0.55% interest rate and 0.55% APY on balances $0.01 to $24,999.00. 4.03% interest rate and 4.10% APY on balances of $24,999.01 to $99,999.00. 4.03% interest rate and 4.10% APY on balances $99,999.01 to $499,999.00. 4.03% interest rate and 4.10% APY on balances of $499,999.01 to $999,999.00. 1.74% interest rate and 1.75% APY on balances of $999,999.01 to $4,999,999.00. 1.74% interest rate and 1.75% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank and Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer is for new money transferred from an external bank account into Illinois Bank & Trust, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from an Illinois Bank & Trust, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Existing Premium Money Market Account Customers: Existing Premium Money Market account customers are only eligible for the promotional rate by seeing an Illinois Bank & Trust a division of HTLF Bank banker and making a deposit of new money of at least $24,999.01 into the existing Premium Money Market account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances: 0.05% interest rate and 0.05% APY on balances $0.01 to $24,999.00. 4.03% interest rate and 4.10% APY on balances of $24,999.01 to $99,999.00. 4.03% interest rate and 4.10% APY on balances $99,999.01 to $499,999.00. 4.03% interest rate and 4.10% APY on balances of $499,999.01 to $999,999.00. 1.74% interest rate and 1.75% APY on balances of $999,999.01 to $4,999,999.00. 1.74% interest rate and 1.75% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer is for new money transferred from an external bank account into Minnesota Bank & Trust, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from a Minnesota Bank & Trust, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Existing Premium Money Market Account Customers: Existing Premium Money Market account customers are only eligible for the promotional rate by seeing a Minnesota Bank & Trust a division of HTLF Bank banker and making a deposit of new money of at least $24,999.01 into the existing Premium Money Market account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances: 0.10% interest rate and 0.10% APY on balances $0.01 to $24,999.00. 4.03% interest rate and 4.10% APY on balances of $24,999.01 to $99,999.00. 4.03% interest rate and 4.10% APY on balances $99,999.01 to $499,999.00. 4.03% interest rate and 4.10% APY on balances of $499,999.01 to $999,999.00. 1.24% interest rate and 1.25% APY on balances of $999,999.01 to $4,999,999.00. 1.49% interest rate and 1.50% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion.Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer is for new money transferred from an external bank account into Wisconsin Bank & Trust, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from a Wisconsin Bank & Trust, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Existing Premium Money Market Account Customers: Existing Premium Money Market account customers are only eligible for the promotional rate by seeing a Wisconsin Bank & Trust a division of HTLF Bank banker and making a deposit of new money of at least $24,999.01 into the existing Premium Money Market account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances: 0.25% interest rate and 0.25% APY on balances $0.01 to $24,999.00. 4.03% interest rate and 4.10% APY on balances of $24,999.01 to $99,999.00. 4.03% interest rate and 4.10% APY on balances $99,999.01 to $499,999.00. 4.03% interest rate and 4.10% APY on balances of $499,999.01 to $999,999.00. 1.74% interest rate and 1.75% APY on balances of $999,999.01 to $4,999,999.00. 1.25% interest rate and 1.26% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.

1Eligibility Requirements: This offer is for new money transferred from an external bank account into Premier Valley Bank, a division of HTLF Bank Premium Money Market account. You are not eligible for this offer if: (1) The deposit is transferred from a Premier Valley Bank, a division of HTLF Bank account (2) The customer closed out an existing Premium Money Market Account and then reopened a new Premium Money Market Account. Existing Premium Money Market Account Customers: Existing Premium Money Market account customers are only eligible for the promotional rate by seeing a Premier Valley Bank, a division of HTLF Bank banker and making a deposit of new money of at least $24,999.01 into the existing Premium Money Market account. The promotional rate will only pay on balances from $24,999.01 to $999,999.00. Interest Rate Payment: Once the funds are deposited to the Premium Money Market Account, it can take up to five business days to post the promotional rate to the account. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor. Terms and Conditions: Customers can open multiple Premium Money Market Accounts to get the promotional rate, provided all eligibility and account opening requirements are met. The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.

Premium Money Market interest rate and Annual Percentage Yields (APY) are accurate as of 06/01/2023. Interest rate and APY tiers apply to the following balances: 0.15% interest rate and 0.15% APY on balances $0.01 to $24,999.00. 4.17% interest rate and 4.25% APY on balances of $24,999.01 to $99,999.00. 4.17% interest rate and 4.25% APY on balances $99,999.01 to $499,999.00. 4.17% interest rate and 4.25% APY on balances of $499,999.01 to $999,999.00. 1.24 interest rate and 1.25% APY on balances of $999,999.01 to $4,999,999.00. 1.49% interest rate and 1.50% APY on balances of $4,999,999.01 and above.

Minimum deposit to open account is $25,000.00. Minimum balance to obtain APY is $0.01. Fees may reduce earnings. $25,000.00 daily balance to avoid the monthly maintenance fee of $15.00. We use the daily balance method to calculate interest on your account each day. This method applies a periodic rate to the principal in the account each day. Credits to your account, including the monthly interest payment could move your balance into a different rate tier. Customers are responsible for monitoring their account balances. Rates and terms may change after the account is opened at the bank’s discretion. Premium Money Market account is a Consumer Money Market account. Only Premium Money Market accounts are eligible for this promotion. No other money market accounts are eligible for the promotion.

211-month certificate of deposit (CD) at 4.75% APY up to $1,000,000.00. This offer is for new money transferred from an external bank account into First Bank & Trust, a division of HTLF Bank certificate of deposit account. After the maturity date, your account will renew into 6-month regular term certificate of deposit. Interest rates and annual percentage yields (APY) are accurate as of 06/01/2023. Early withdrawal penalties may apply. $1,000.00 minimum opening deposit. Minimum balance to obtain APY is $0.01. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Geographic restrictions may apply. Account opening is subject to approval.