FirstBank & Trust

Providing the community and your customers exceptional service is a priority for your business, and ours.


Like you, we have the best interests of the communities we serve in mind. As a community bank with local decision-making, we can help you with the simplest and most complex financial needs. And, our bankers make it a priority to stay on top of the most recent news, trends, rules and regulations your industry faces. In an industry where efficiency is necessary to keep your business thriving, having a team of expert bankers can help you continue running a smooth operation. With expertise in utility services, including power generation and distribution, we are a leading provider of financial solutions to support constant changes, expansion and connectivity needs of the utility industry.


Your business has a commitment to service excellence and delivering high-quality energy and resources to residential, commercial and industrial customers. Our team has a commitment to being your financial partner, providing you best practices, services and support to achieve your goals in an ever-transforming industry.

Our Commercial Banking Team is ready to help your business grow

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When you’re servicing both consumers and businesses, having a solid financial strategy is crucial to success. A wide range of payment methods provides convenience to you and your customers, stabilizes cash flow and helps process the payments more efficiently. Plus, with equipment financing, term loans and more, we can help fund new facilities or expansions, land investments, infrastructure, equipment, and innovative technology systems that will improve business operations and increase productivity. Our team of experts will be your partner in success so you can focus on the growth of your company.

Business Insights

HTLF Strength

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Our local banking team is backed by the strength, stability and expertise of a $18 billion organization. Click to learn more

2021 Business Outlook


With strategic changes and precautions, you could make 2022 more profitable than pre-Covid returns—inflation or not! Click to learn more

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Avoiding Credit Card Fraud

Using the right tools and best practices will help your company fight credit card fraud. Click to learn more

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Safeguard Your Ach Transactions

With a recent increase in ACH fraud, learn about effective ways to protect your business. Click to learn more


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Our Commercial Banking Team is ready to help your business grow.