FirstBank & Trust
Certificate of Deposit (CDs)

Earn a fixed interest rate for the term of your choice. Plus, rolling over your CD at the end of the term is easy to keep growing your savings.

Your long-term savings machine.

Choose from terms as short as three months to as long as seven years with many options in between. The longer the term, the higher the interest rate. All CD terms have a minimum opening deposit of $1,000.

Contact a Personal Banker or visit a local banking center to get started.

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Term Interest Rate APY1
3 months 0.15% 0.15%
6 months 0.25% 0.25%
12 months 0.65% 0.65%
18 months18 month flex 0.80% 0.80%
24 months 0.90% 0.90%
36 months 0.90% 0.90%
48 months 0.90% 0.90%
60 months 0.90% 0.90%
84 months 0.90% 0.90%

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1These interest rates and annual percentage yields (APY) are accurate as of: 10/20/2020. Early withdraw penalties may apply. APY is based upon the maximum term of the deposit for each maturity. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. Minimum balance to obtain APY is $0.01.