FirstBank & Trust
Payment Solutions

No matter the size, a solid payments strategy is crucial to the success of any business.

We offer payment solutions - not just a credit card

We continuously find the best opportunities to optimize and grow our client’s payment strategies. This dedication has led to establishing us among the highest commercial credit card purchase volume for VISA® credit card issuers in the U.S. five years in a row! ~ The Nilson Report, 2020

Save time and money by automating vendor payments
Our team can provide an analysis of your vendor file to identify opportunities for savings, and will work on your behalf to enroll vendors onto your card and/or the Integrated Payables platform.

Reduce payment fraud
In 2019, payments fraud reached a new high, with 81% of businesses reporting* they were targets. With our intuitive tools, we’ll work with you to help ensure you’re not the next victim.
*2020 AFP Payments Fraud Survey

Improve cash flow
Pay your vendors now, but don’t pay us until your statement is due. This provides up to 25 more days to pay for everything your business needs from travel and entertainment to inventory and supplies.

Add recurring revenue to your balance sheet
We offer revenue share on card purchases and can help your business reduce AP processing costs.


Product Overview

Commercial One Card
With combined Purchasing Card and Travel & Entertainment (T&E) Card functionality, this ONE card does it all. Use for travel, pay vendor invoices, tailor spending limits, manage controls and more.

Virtual Card
Virtual Cards help your business reduce employee reimbursements while maintaining control of department issued accounts. You can also file the Virtual Card with your vendors to reduce invoicing for recurring payments.

Integrated Payables
Turn a cost center on your balance sheet into a profit center. The complete payment solution for ALL payment types, Integrated Payables turns expense into revenue. A single platform gives you ONE payment solution for all payment types: Check, ACH and Virtual Card. With this cutting-edge technology, not only do we enroll vendors on your behalf, but you can also take advantage of cost savings, added fraud control, better vendor relations and more.

Fuel Card
Our Fuel Card is a payment solution used for fuel, additives, maintenance, repairs or other vehicle expenses. With enhanced transaction data, POS prompting, comprehensive reporting and more, this card helps you manage expenses for both your individual drivers and vehicles.

VISA® IntelliLink Expense Management
An intuitive and easy-to-use platform, IntelliLink streamlines manual processes and initiates company cost savings. This platform includes full expense management, robust reporting, advanced receipt imaging and mobile app capability.

Card Management
An online card management tool enables administrators to monitor and update card accounts. This platform allows real time card changes and the ability to view authorizations and transaction history.


Ready to optimize your payments strategy?

Contact Us

Or let us contact you.

Payment Solutions Resources

eZBusiness Card Management Website

eZBusiness Card Management Manual

eZBusiness Online Messaging User Guide

eZBusiness Video Tutorials*
*Some of the tutorials available are not applicable, including but not limited to expense management, cash access and ordering/accessing a PIN. For questions about your account, please contact Program Administrator Customer Service.

eZCard Website

eZCard Manual

IntelliLink Administrator Guide

IntelliLink Data Analysis Guide

IntelliLink Video Tutorials

Program Administrator Customer Service

Monday - Friday: 8:00 a.m. - 6:00 p.m. CT (closed on Federal holidays)
Phone: 877.346.1412


Cardholder Customer Service

Employee/Cardholder Customer Service Phone: 833.208.3213


Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal underwriting guidelines apply.