FirstBank & Trust
New Offerings of Home Equity Lines of Credit to Borrowers

Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust Begins Offering Home Equity Lines Of Credit to Borrowers


January 6, 2021 – Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust, powered by HTLF (Heartland Financial USA, Inc. – NASDAQ: HTLF), introduced its new Home Equity Line of Credit to borrowers. The loan product is structured to help borrowers fund their passion, whether it be navigating the great outdoors, sharpening culinary skills, upgrading living space, or anything in-between. The Home Equity Line of Credit Loan is secured by the borrower’s primary residence.

“We’re proud to launch this new loan product to offer even more financial solutions to our customers,” said Bill Callahan, President and CEOBrent Giles, President and CEOMichael Wamsganz, President and CEOTyson Leyendecker, President and CEOGreg Garland, President and CEOJeff Hultman, CEOStephen Bishop, President and CEOGreg Leyendecker, President and CEOTod Petersen, President and CEOLo B. Nestman, President and CEOSteven E. Ward, CEO at Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust. “Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust continues to be a committed local partner dedicated to creating opportunities for our neighbors through intelligent financial solutions and strong relationships.” Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust and HTLF, named a “Forbes Best Bank”, rolled out the Home Equity Line of Credit as part of a broader initiative to provide consumers in their communities with additional lending options through the Home Improvement loan and Buy Local loan:

  • Home Improvement loan provides credit for those small to medium-sized projects, unexpected expenses, home improvement, or new appliances.
  • Buy Local loan provides credit up to $5,000 to finish your next project while shopping local to support your favorite small businesses.

Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust's decision to expand consumer lending options comes at a time when few banks in their market offer Home Equity Lines of Credit and other larger, national “trillionaire banks” announced they are discontinuing their lending to new loan applicants or discontinuing their personal line of credit lending.

“HTLF is a consortium of community banks in 12 states. We have the size and strength of a larger regional bank but operate with local leadership and decision making. That allows us to offer products and services that our customers and communities need,” said Kenneth B. Gabel, Sales Market Manager and SVPKatie Naidu, Head of Retail BankingShawn McGoff, Executive Vice President, Head of Commercial BankingBen Gander, Executive Vice PresidentKevin Karrels, EVP, Head of Retail BankingGina Caruana, Senior Vice President, Retail ManagerAmy Rogahn, Senior Vice President, Retail Banking ManagerRobert Gallegos, Senior Vice President, Sales Market ManagerJoel Nieskens, Senior Vice President, Head of Retail BankingMichelle Arthur, Senior Vice President, Sales Market ManagerKathy Gentry, Senior Vice President, Head of Consumer Banking.

About Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust

Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust, a subsidiary of Heartland Financial USA, Inc., operating under the brand name HTLF, is a community bank headquartered in Phoenix, ArizonaKansas City, MissouriDenver, ColoradoDubuque, IowaLubbock, TexasRockford, IllinoisMinnetonka, MinnesotaAlbuquerque, New MexicoBillings, MontanaFresno, CaliforniaMadison, Wisconsin, with more than $2.9 billion in assets. AB&TBBVCWBDB&TFB&TIB&TMB&TNMBTRMBPVBWB&T operates 25 banking locations AB&TBBVCWBDB&TFB&TIB&TMB&TNMBTRMBPVBWB&T specializes in business lending and deposit services, and provides mortgage, private client, investment, treasury management, card services, and complete electronic banking programs to individuals and businesses in their area. Additional information about Arizona Bank & TrustBank of Blue ValleyCitywide BanksDubuque Bank and TrustFirstBank & TrustIllinois Bank & TrustMinnesota Bank & TrustNew Mexico Bank & TrustRocky Mountain BankPremier Valley BankWisconsin Bank & Trust is available at www.arizbank.com. www.bankbv.com. www.citywidebanks.com. www.dubuquebank.com. www.firstbanktexas.com. www.illinoisbank.com. www.mnbankandtrust.com. www.nmb-t.com. www.rmbank.com. www.premiervalleybank.com. www.wisconsinbankandtrust.com. AB&TBBVCWBDB&TFB&TIB&TMB&TNMBTRMBPVBWB&T is a member of the FDIC and an Equal Housing Lender.

About HTLF

Heartland Financial USA, Inc., operating under the brand name HTLF, is a financial services company with assets of $18.37 billion. HTLF has banks serving communities in Arizona, California, Colorado, Minnesota, Iowa, Kansas, Minnesota, Missouri, Montana, New Mexico, Texas and Minnesota. HTLF is committed to its core commercial business, supported by a strong retail operation, and provides a diversified line of financial services including treasury management, residential mortgage, wealth management, investment and insurance. Additional information is available at www.htlf.com.

 

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