Use your Cash Back Rewards how you like:
- Deposit into your checking account
- Have your rewards go towards your next credit card bill
- Redeem for a wide variety of gift cards
- Book your next flight
1% Cash Back Rewards
for each $1 spent.1
23.25% APR
Variable APR2
2Pricing and Terms
Secured by savings account or certificate of deposit
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Credit Card Cardholder Agreement
ScoreCard Rewards Terms and Conditions
1 Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a net purchase, one (1) Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying net purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. Points can be redeemed for a credit to your credit card account or deposit account held at a domestic United States Financial Institution. Minimum point redemption amount applies. Review the program’s terms and conditions at www.scorecardrewards.com or call ScoreCard Customer Service at 1-800-854-0790. The program’s rules can change at any time without notice. Void where prohibited or restricted by law.
Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal Underwriting guidelines apply.
Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.
Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com