FirstBank & Trust
HTLF Food and Agribusiness

Seasonality, labor, technology, regulations: The Food and Agribusiness industry faces a growing crop of challenges, risks and opportunities. With a specialized financial partner, you can depend on our insights and financial resources to manage with confidence.

HTLF Food and Agribusiness provides support to companies of all sizes and complexities. Whether you own a large distribution operation or a family farm, we offer a broad range of solutions and industry expertise to meet your needs and help your company grow. Our HTLF Food and Agribusiness team is positioned to structure, facilitate and partner with a focus on the following transaction types:

Transaction Types

 

Our team of senior bankers are seasoned, talented professionals with deep roots within Food and Agribusiness. Working exclusively in this space, our dedicated team stands ready to help you succeed, utilizing their extensive knowledge and understanding of the cyclicality and seasonality of the industry.

The unique model of our holding company, HTLF, powers our family of community banks with technology, efficiency and strength with the scale to compete on any level. Through our community banks, we offer the benefits of personalized service as well as a full suite of credit, financing and cash flow solutions to future-proof your business.

HTLF provides solutions and support for growth-oriented industry leaders in Food and Agribusiness:

  • Fresh Produce
  • Tree Fruits & Nuts
  • Growers & Shippers
  • Wine & Viticulture
  • Food Processors & Distributors
  • Horticulture
  • Packaged Goods
  • Cold Storage, Cooling & Food Logistics
  • Food Ingredients
  • Agricultural Inputs, Manufacturing & Distribution
  • Grain & Farm Supply
  • Livestock & Dairy

Our team of industry experts is ready to help your business grow.

Contact us today.

 

 

Meet our Team of Food & Agribusiness Experts

Hakan Erdinc

Hakan Erdinc

EVP, Senior Managing Director

Hakan Erdinc

Hakan Erdinc

EVP, Senior Managing Director
831.917.4856
Email Hakan

Hakan joined HTLF in August 2021, bringing 32 years of commercial banking experience in F&A, Middle Market and Commercial Real Estate to our seasoned team. As a Senior Managing Director, he actively engages and cultivates partnerships with our valued Food, Beverage and Agriculture clients.

Before joining HTLF, Hakan was responsible for leading the F&A teams at Rabo AgriFinance for the coastal counties stretching from San Francisco to San Diego and into Arizona.

Hakan earned his Bachelor’s degree in Finance from Robert Morris University in Pittsburgh and holds a Master of Business Administration degree from Duquesne University. Hakan is actively involved in his community serving on a number of boards, fundraising and volunteering. In his free time, he is an avid tennis player and sailor who holds his International Skippers License.

Patrick Bishop

Patrick Bishop

SVP, Managing Director

Patrick Bishop

Patrick Bishop

SVP, Managing Director
831.596.0900
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Patrick joined HTLF in August 2021 with a wealth of industry knowledge having worked in the financial services his entire career.

His background includes corporate banking in the agribusiness and commercial sectors encompassing farming, wholesale, service, processing, and manufacturing companies as well as public company finance. Prior to joining HTLF, Patrick held positions of increasing responsibility with Wells Fargo and Bank of America where he proactively served clients and created long-term relationships within the industry.

Patrick earned his Bachelor of Science from the University of California, Davis in Agricultural Economics. Patrick has three children, two now in college.  Between attending volleyball games for his youngest, Patrick actively volunteers with Scouts BSA and enjoys a variety of outdoor activities on the California Central Coast.

Charlie Synold

Charlie Synold

SVP, Managing Director

Charlie Synold

Charlie Synold

SVP, Managing Director
805.234.6069
Email Charlie

Charlie joins HTLF as a highly skilled solutions-oriented Managing Director of Food & Agribusiness. He works in collaboration with our family of banks while refining our market strategy, growing existing partnerships and expanding relationships.

Prior to joining HTLF, Charlie spent over a decade at Rabobank. In his most recent role as a Senior Vice President for Rabo Agrifinance he was directly responsible for the growth, profitability and management of industry leading agribusiness clients.

He has an undergraduate degree in Agribusiness from Cal Poly, San Luis Obispo, and graduated from the Pacific Coast Banking School at University of Washington.

Charlie currently resides in Monterey, CA, with his wife and daughter. He enjoys fishing in Monterey Bay, golf and spending time with his family.

Garrett B. Yacopetti

Garrett B. Yacopetti

SVP, Senior Relationship Manager

Garrett B. Yacopetti

Garrett B. Yacopetti

SVP, Senior Relationship Manager
707.690.2553
Email Garrett

Garrett joins HTLF with 12+ years of experience in banking, previously managing and growing a $200MM+ debt portfolio of food, agriculture and wine companies with various debt and capital structures.

Throughout his career, Garrett has provided exceptional customer service while supporting a diverse portfolio of clients from industry leading vineyards to commercial banking to wealth management.

Garrett earned his Bachelor of Science at St. Mary’s College of California and has since continued his education at Sonoma State University. He currently resides in Napa, CA with his wife and three kids where he is actively involved in the community.

Travis Moncada

Travis Moncada

SVP, Senior Relationship Manager

Travis Moncada

Travis Moncada

SVP, Senior Relationship Manager
707.236.2202
Email Travis

Travis joins HTLF as a seasoned banking professional with over 15 years of commercial banking, lending, underwriting and branch banking experience who has managed large complex commercial loan portfolios with a specialization in winery and vineyard lending throughout his career.

In his last role, Travis served as VP, Senior Relationship Manager for Rabobank where he was responsible for managing a large portfolio of client relationships and business development in Northern California geared towards Middle Market Food & AgriBusiness clientele. Prior to that he worked for Silicon Valley Bank in their Wine Division, as VP, Relationship Manager, where he was exclusively focused on the Wine Industry.

He earned a BS in Business Administration, with a concentration in Finance and a minor in Economics from Sonoma State University. He currently resides in Petaluma, CA with his wife, two young children and his family dog, a Boston Terrier. In his spare time, he enjoys hiking, swimming, golfing, cooking and watching movies with his family.

Douglas E. Weber

Douglas E. Weber

SVP, Senior Relationship Manager

Douglas E. Weber

Douglas E. Weber

SVP, Senior Relationship Manager
559.903.1590
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Doug brings over three decades of banking experience to his new role as SVP, Senior Relationship Manager at HTLF. Prior to joining the team, Doug spent his entire career in the Central San Joaquin Valley, most notably managing a $400M+ diversified food & agriculture portfolio. Expertise includes financing Working Capital, Equipment, Real Estate/Development, and M&A/Recap transactions.

As a trusted advisor, Doug focuses on building relationships through regular communication – while providing proactive, creative solutions to meet all levels of banking/financing needs.

He received a Bachelor of Science in Agricultural Business from California State University, Fresno and currently resides in Clovis, CA where he is an avid golfer and outdoorsman.

Wesley Deen

Wesley Deen

VP, Relationship Manager

Wesley Deen

Wesley Deen

VP, Relationship Manager
760.457.6792
Email Wesley

Wesley joined HTLF in August 2021.  Prior to joining the team, Wesley worked for a large commercial bank where he was responsible for managing an agricultural loan portfolio of over $80MM. He partnered with growers, shippers, and processors to reach their financial goals by providing tailored lending solutions, and top-notch service.

Wesley’s interest in agriculture began growing up in the Imperial Valley where his father was a farm manager. He continued to pursue that lifelong interest by graduating from Cal Poly SLO with a Bachelor of Science in Agribusiness. He currently resides in San Luis Obispo, CA and enjoys golf, mountain biking and cooking.

Tyler Jewell

Tyler Jewell

VP, Relationship Manager

Tyler Jewell

Tyler Jewell

VP, Relationship Manager
480.678.5845
Email Tyler

Tyler joined the HTLF team as a VP, Relationship Manager in August 2021. He previously worked as a financial analyst and relationship manager where he managed a commercial agriculture lending portfolio of over $130MM while executing and closing complex loan transactions and building long term partnerships with members of the food supply chain.

Tyler is a graduate of Cal Poly - SLO where he was a member of the college rodeo team. As an AZ native who currently resides in Scottsdale, AZ, he enjoys playing golf and spending time with friends and family.